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United Arab Emirates

Mixed (civil law and Islamic law, with common-law financial free zones)Federal elective monarchyReviewed· 2026-08-03
Capital
Abu Dhabi
Population
10,500,000
Languages
Arabic
Currency
AED

United Arab Emirates · Property

Property in United Arab Emirates

What the atlas records on property in United Arab Emirates, checked against the primary sources cited below.

Property

Emirate-level land law with designated foreign freehold areas

Reviewed· 2026-08-03

Land is regulated by each emirate. Foreign nationals can own freehold only in designated areas, with Dubai and Abu Dhabi operating the largest and best-documented registers.

Key rules

  • Jurisdiction — Dubai Land Department, Abu Dhabi Department of Municipalities and Transport, and the equivalent authority in each emirate. The DIFC and ADGM maintain their own registers.
  • Deadline — Registration of a sale with the land department is required for title to pass
  • Deadline — Off-plan payments must be made into a project escrow account

Governing law

  • Civil Transactions Law, Federal Decree-Law 41 of 2022 — property provisions
  • Dubai Law 7 of 2006 on Land Registration
  • Dubai Law 8 of 2007 on Escrow Accounts
  • Abu Dhabi Law 3 of 2015 on Real Estate

In practice

Because land is an emirate matter, there is no national property regime and no national register, and the designated-area rule means a foreign buyer's ability to take freehold depends entirely on the plot's location. Dubai's escrow legislation was the direct response to the off-plan failures of the 2008 crash and is the main protection for buyers of unbuilt units; verifying that payments go to the registered escrow account is the single most useful practical check. Long leasehold and usufruct of up to ninety-nine years are the usual structures outside designated areas. The DIFC and ADGM hold their own registers with their own rules, so a property inside a free zone is not governed by the emirate's register.

Sources

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