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Finland

Republic of Finland

Civil law (Nordic)Unitary parliamentary republicReviewed· 2026-08-02
Capital
Helsinki
Population
5,600,000
Languages
Finnish, Swedish
Currency
EUR

Finland · Property

Property in Finland

What the atlas records on property in Finland, checked against the primary sources cited below.

Property

Registration at the National Land Survey with a public purchase witness

Reviewed· 2026-08-02

Ownership is registered at the National Land Survey (Maanmittauslaitos), and a traditional property sale must be confirmed by a public purchase witness or completed through the electronic trading system.

Key rules

  • Title (lainhuuto) must be registered after purchase to bind third parties.
  • A paper sale requires a public purchase witness; an electronic sale uses the NLS service.
  • A transfer tax applies unless a first-home exemption is available.

Governing law

  • Code of Real Estate (Maakaari)

In practice

Buyers of shares in a housing company (asunto-osakeyhtiö), the usual form for flats, acquire shares rather than land, so different rules apply than for a house.

Sources

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